Financial Aid Grants

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Hours

Financial Aid advisors are available by appointment or on a walk-in basis at the Dowagiac campus and by appointment only at the Niles campus.

Dowagiac campus
David C. Briegel Building, Room 1004
Monday-Friday     8 a.m.-5 p.m.

General Contact Information

Main phone 269-783-2143*
Toll free 800-456-8675
Fax 269-783-2114
Dept. email finaid@swmich.edu
*You can use this number to reach our office for general financial aid questions.

A lack of funds should not keep students from attaining their dreams of a college education. Southwestern Michigan College participates in federal and state financial aid programs. Annually, the college distributes millions of dollars in financial aid, as well as tens of thousands of dollars in scholarships and grants.

Federal Grant Programs

Pell Grants

A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded usually only to undergraduate students who have not earned a bachelor's or a professional degree. Pell Grants are considered a foundation of federal financial aid, to which aid from other federal and nonfederal sources might be added.

How much can I get?

There are limits on the maximum amount you are eligible to receive each academic year and in total (aggregate Pell Grant limit). The maximum Pell Grant award amounts for the 2011-12 award year (July 1, 2011 to June 30, 2012) and for the 2012-13 award year (July 1, 2012 to June 30, 2013) are each $5,550. You may receive less than the maximum award depending not only on your financial need, but also on your costs to attend school, your status as a full-time or part-time student, and your plans to attend school for a full academic year or less.

Any Pell Grant eligible student whose parent or guardian died as a result of military service in Iraq or Afghanistan after Sept.11, 2001 will receive the maximum annual award. You must be under 24 years old or enrolled at least part-time in college at the time of your parent's or guardian's death.

Beginning with the 2012-2013 award year, you can only receive a Pell Grant for up to a maximum of 12 semesters or the equivalent.

Supplemental Educational Opportunity Grants (SEOG)

The Federal SEOG program provides additional funds beyond the Pell Grant to students who have the greatest financial need.

EXCEL Grant

Participants in the EXCEL-Student Support Services program who are receiving PELL funds are eligible for a federal EXCEL grant.

State Grant Programs

Tuition Incentive Program (TIP)

The Michigan Department of Human Services will pay in-district tuition and mandatory fees for qualified students who complete a high school diploma or GED by age 20. Proof of high school graduation/GED, Michigan residency, and family income will be required.

Michigan Indian Tuition Waiver

This program provides tuition waivers to North American Indians who have proper documentation of heritage and who have been Michigan residents for at least 12 months. Certification is received through the appropriate tribe.