Housing Costs

Average one-year net cost of attendance


Note: Prices reflect Fall 2016-Summer 2017 costs for in-district students.


The net cost of attendance is the cost of attendance minus grants and scholarships. It is a more accurate estimate of the actual cost to you than the cost of attendance.



of first-time college students receive aid at SMC.

The average amount of scholarships and grants (that's money that does not need to be repaid) is $5,105

Tuition Breakdown

Cost of attendance







Books and supplies:









Net cost of attendance


Cost of attendance:



Avg. grants and scholarships:



Net Cost:



"But I don't have $7,145"


Working a minimum wage job for 20 hours per week, you'll earn around $1,597 per semester (after taxes)—that's $3,194 for two semesters.

If you work the same amount during the summer, you can make another $1,597. At this point, you will need another $2,354.


SMC has a number of on-campus employment opportunities open to students. You can also check out our regional job postings for additional opportunities.


As a last resort, loans are available to help cover your remaining expenses. The maximum amount of federal subsidized and unsubsidized loans a first-time student can use is $5,500—more than enough to cover that remaining $2,354. However, we strongly encourage students to use as few loan dollars as possible. Learn more here.

SMC Degree Worth Arrow  Is a SMC degree worth it?

YES! Let the facts speak for themselves:

  • 100% of our recent School of Nursing and Health Services grads are employed in their field.
  • Associate degree holders earn significantly more money over their lifetime than high-school graduates.
  • Unemployment rates for associate degree holders are lower than unemployment rates among high-school graduates.
  • Those with associate degrees in technical fields often out-earn bachelor's degree holders.
  • Most programs require internships. When you leave SMC, you won't just leave with a degree; you will have practical experience that is invaluable to the job search.
  • Earning a degree establishes credibility. It shows potential employers that you have the training to fulfill a job's responsibilities.

Campus Worth Arrow  Is living on-campus worth it?

The decision to live on campus should be considered carefully. While it is a great additional expense, it can be very rewarding.

Studies show that, on average, students who live on campus are more likely to...

  • Get better grades
  • Be exposed to more cultures, ideas and diversity
  • Have better communication skills (a skill very appealing to employers)
  • Have more self-confidence
  • Interact with faculty and staff
  • Be involved in campus activities and hold leadership positions

Additionally, as a student, you...

  • Will have easier access to advising and support services such as free tutoring, writing help and career planning
  • Don’t have to waste time on a commute
  • Will gain more independence and learn life skills
  • Will meet friends that will last a lifetime
  • Can take advantage of campus life and all that SMC offers

SMC’s on-campus housing is not like typical residence halls. Private bedrooms and full kitchens provide all the convenience of home. See more here.

What's next?

*These costs are averages based on a full-time student living with parents 15 miles from campus, driving four days a week and taking 15 credits per semester. Your actual cost of attendance and financial aid will vary.